Fixed Rate Mortgages
Fixed rate mortgages allow you to lock in an interest rate and principal payment for the entire life of your loan. Your rate and principal payment never increase, even if the market changes – giving you peace of mind.
Adjustable Rate Mortgages (ARM)
Adjustable rate mortgages typically offer lower initial interest rates and monthly principal payments than fixed rate mortgages in exchange for possible future rate adjustments.
FHA loans are designed to help first-time homebuyers and seasoned homeowners by providing them with a low down payment option. Plus, it’s now easier than ever to qualify!
FHA 203(k) Streamline Loans
FHA 203(k) Streamline loans are an affordable financial tool you can use to buy AND fix up your home. With a 203(k) Streamline Loan, you may be able to purchase a property and bundle the cost of repairs, upgrades and other improvements all into one FHA loan.
USDA / Rural Development Loans
USDA loans are designed to encourage rural land development and growth in rural areas. They were long thought of as just for farmers, but the program has been expanded in recent years to give more people looking to purchase or refinance in a rural area access to the incredible benefits offered by these loans.
Insured by the Veteran Affairs Department, VA loans allow eligible veterans and active military personnel to realize their home buying dreams and help existing VA homeowners with money-saving refinance options.
Wealth Building Loan
Designed as an equity-creating mortgage option, the Wealth Building Loan requires no down payment and offers offers eligible borrowers a 7-1 Adjustable Rate Mortgage with a 20-year amortization.
The Wisconsin Housing and Economic Development Authority (WHEDA) offers affordable financing for Wisconsin residents with low- and moderate-incomes. WHEDA loans are fixed rate mortgages and aimed at helping people buy their first home.
Home Affordable Refinancing Program (HARP)
A HARP refinance is designed to help homeowners who aren’t behind on their mortgage payments but have been unable to get traditional refinancing because the value of their home has declined.
FHA Streamline Refinances
FHA Streamline Refinances are designed for people who already have FHA mortgages and want to lower their monthly payments.
All loan requests are subject to credit approval as well as specific program requirements and guidelines. For some programs, income and property restrictions may apply.
*Please contact us for information on private mortgage insurance (PMI) and different loan programs.
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